Features and Benefits:
- Stable, secure, and NCUA insured
- A variety of terms to fit your needs
- An excellent way to save for vacations, retirement, major purchases or other life events
- Solid way to save if you can lock your money for a specified time
For the Patient Savers
Share Certificate
Share Certificates are a secure and low-risk alternative to a traditional savings account, where your money can grow at a fixed rate. This option is unique because you can earn interest for keeping your money in the account for a fixed period, called a term. Share Certificates reward a depositor with a higher dividend in exchange for a commitment to not make withdrawals during the specified term. The longer the term, the higher the dividend you can yield, making Share Certificates ideal for those looking to accumulate stable, long-term wealth.
With terms ranging from three months to five years and starting with as little as $500, a Share Certificate offers you the flexibility to choose a term that suits your needs. This higher earning potential allows you to prepare for the big moments and get to the good parts of life.
IRAs
Individual Retirement Accounts allow you to save for retirement with significant tax advantages.
HSA
A Health Savings Account (HSA) is a tax-exempt account that allows you to save money to pay for future medical expenses.
